The Joys of Financial Freedom
Fractional CFO, Controller & Accounting Services

Financial clarity, without a full-time hire.

Hands-on Bookkeeping, Accounting and Fractional Controller & CFO services and support for small businesses and nonprofits who want a real partner in numbers — not just a report at month-end.

Small-Batch & Homestyle

Baked goods worth the drive to the farm stand.

Cookies, Brownies, Muffins and Homestyle Breads made by hand in Small Batches with Quality Ingredients. We do custom orders and special requests.

"The Joys" started as a family finding a better way to help others achieve their goals and dreams. It started with a husband and wife building a residential real estate company, helping others find and buy their dream homes or sell as they moved on to the next stages of life.

Many years later, their daughter continued the vision by helping people with their accounting needs — giving small businesses and nonprofits clarity and helping them achieve their goals. Now, as she has her own daughter, that legacy has continued with The Joys Bakery.

The Joys Bakery was an answer to our family's growing frustration with finding quality baked goods without all the preservatives etc. Starting with quality, frequently locally-sourced ingredients and making small batches by hand, makes a true difference you don't just taste — you feel. Three ventures, one belief: freedom starts with doing the small things well and helping people achieve their own goals and dreams.

The Joys Bakery

Baked to share the joy.

Small-batch cookies, brownies, muffins, and homestyle breads — sold at the local farm stand, with delivery to a few nearby towns.

Already know what you want? Order Now  →

Where to find us

Pickup is available in Rancho Murieta and Sloughhouse. We also deliver periodically to Folsom and Rancho Cordova. Pickup days are flexible — reach out to ask about a day or time that works for you.

Get in Touch or Order Now

Email
TheJoysBakery@Gmail.com
Phone
Order Online
Order through HotPlate
Cottage Food Operation Permit #PR159847-A · Issued by Sacramento County Environmental Management Department · Business License #GNB32026-01091

Curious how this all started?

Accounting Services

Fractional Accounting Services for growing businesses.

Hands-on financial leadership without the cost of a full-time hire — built for small businesses and nonprofits that need someone who actually knows the business, not just the books.

What we do

Services built around how small businesses actually run.

Fractional CFO & Controller

Strategic financial leadership

Cash flow planning, budgeting, forecasting, and KPI tracking that shows you exactly where the business stands — from someone who sits at the table with you, not a once-a-year outside advisor.

Bookkeeping

Clean, current books

Ongoing bookkeeping and reconciliation so your financials are accurate and ready whenever you need them.

Payroll Support

People operations, handled

Payroll processing support that keeps your team paid correctly and your business compliant.

Reporting

Reports you'll actually use

Regular financial reporting translated into plain language, so you can make decisions with confidence.

Who we work with

We split our time across a small group of clients so each one gets real attention — not a queue.

Small & mid-sized businesses
ConstructionHealthcareServicesReal EstateEngineeringProfessional ServicesSolar
Nonprofits

Mission-driven organizations that need dependable financial infrastructure to focus on their work.

Specialization & Advanced Certifications

QuickBooks Advanced Certified, and a QuickBooks ProAdvisor. View verified ProAdvisor profile →

Erica Joy, Fractional CFO and QuickBooks ProAdvisor
About Erica
★★★★★ 7 reviews · Advanced ProAdvisor

I help small business owners hold on to more of their hard-earned money. Is this project making you money or costing you money? Where should you be focusing your attention and time? Where is your money going every month?

I provide monthly bookkeeping, bookkeeping cleanup, and payroll services to small businesses — saving business owners an average of 60 or more hours a year.

QuickBooks Online Certified (Level 2)QuickBooks Workforce Certified
Connect on LinkedIn →

Ready for a finance partner who's actually in it with you?

Schedule a Consultation  →
Business License #GNB32025-03433

Curious how this all started?

The Joys of Financial Freedom
© 2026 The Joys of Financial Freedom. All rights reserved. ·

Privacy Policy

Last updated: 2026

The Joys of Financial Freedom ("we," "us," or "our") operates thejoysoffinancialfreedom.com, including The Joys Bakery and our accounting services. This policy explains what information we collect and how we use it.

Information We Collect

We collect information you provide directly to us, such as when you email or call us to place a bakery order, schedule a consultation, or otherwise contact us. This may include your name, email address, phone number, and any details you share about your order or service needs.

Website Analytics

We use Google Analytics to understand how visitors use our site — for example, which pages are viewed and how people found us. Google Analytics may use cookies and similar technologies to collect this information. This data is aggregated and does not directly identify you. You can learn more about Google's practices at policies.google.com/privacy, and can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on.

How We Use Information

  • To respond to your inquiries and fulfill bakery orders or accounting service requests
  • To communicate with you about your order or engagement with us
  • To understand and improve how our website is used

Third-Party Services

We use third-party services to help operate parts of our business, including HotPlate for bakery order management and QuickBooks Online for accounting services. These providers have their own privacy practices governing any information you share directly with them.

Information Sharing

We do not sell your personal information. We only share information with service providers as needed to fulfill orders or provide services (such as payment processors), or when required by law.

Your Choices

You may contact us at any time to ask what information we have about you, request corrections, or ask that it be deleted, subject to any recordkeeping requirements we're legally obligated to follow (for example, financial and tax records related to accounting services).

Contact Us

If you have questions about this policy, please reach out through the contact information on our or pages.